(Homeowner Insider)

In {state}, unplanned home costs can creep up quietly until a pinhole leak, a clogged drain, or a worn seal explodes into a four figure bill. The most cost effective homeowners rely on simple, repeatable routines that keep water contained, systems efficient, and small problems from turning into emergencies. Start these habits this week and your future self will thank you.

1. Catch Silent Toilet Leaks with the Food Coloring Test

A running toilet can waste thousands of gallons a year and mask a failing flapper or fill valve. Once a month, put a few drops of food coloring in the tank and wait 10 minutes without flushing. If the bowl turns color, replace the flapper and clean the seat with a Scotch Brite pad. Cost: under $15. Savings: water bill relief now and fewer overflows later.

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2. Clear Gutters and Aim Downspouts Away from the House

Water is the enemy of foundations, fascia, and basements. Clean gutters at least twice a year and after big storms. Add downspout extensions to direct water at least 6 feet from the foundation. This $15 fix prevents erosion, basement seepage, and freeze thaw damage that easily tops $1,000.

3. Drain a Gallon from the Water Heater Each Season

Sediment acts like an insulating blanket that overheats the tank and shortens its life. Turn the unit to vacation or off, let it cool, attach a hose to the drain valve, and flush a gallon until it runs clear. Check the anode rod annually to prevent tank corrosion. Follow manufacturer instructions and restore settings when done.

4. Swap HVAC Filters on the First of the Month

Dirty filters force your blower to work harder, strains the evaporator coil, and can lead to ice ups and cracked heat exchangers. Set a recurring reminder. Use the MERV rating recommended by your system and vacuum return grilles. Your equipment breathes easier and lasts longer.

5. Flush the AC Condensate Line with Vinegar

That small plastic tube can clog with algae and send water over the pan and into ceilings. Pour a cup of distilled white vinegar into the condensate access port at the start of each cooling season and mid summer. If you see water sensors or float switches, test them while you are there.

6. Recaulk Tubs Sinks and Backsplashes Before Gaps Grow

Failed caulk invites water behind walls, where mold and rot get expensive. Remove loose sealant, dry the area thoroughly, and apply a mildew resistant silicone bead. Smooth it, let it cure, and keep it clean. A $10 tube can save tile, subfloor, and drywall.

7. Inspect Roof Edges and Flashing After Every Big Storm

The most common leaks start at flashing, vents, and drip edges. From the ground with binoculars, look for lifted shingles, cracked boots, or missing sealant. From the attic, scan for daylight and dark stains. Promptly seal or replace problem parts to avoid soaked insulation and damaged ceilings.

8. Test GFCI AFCI and Life Safety Alarms

Press test on GFCI and AFCI devices to confirm trips and reset as designed. Test smoke and carbon monoxide alarms monthly and replace batteries annually. Replace units at manufacturer end of life. These quick checks prevent electrical hazards and avert costly damage.

9. Replace Rubber Supply Lines with Braided Stainless

Old rubber lines on toilets, sinks, and washers are infamous for midnight bursts. Swap them for braided stainless steel hoses and use new washers. Hand tighten to spec and check annually. While you are there, locate and label the main water shutoff so everyone knows how to stop a leak fast.

10. Exercise Your Sump Pump and Clean the Pit

Pour a bucket of water into the pit to confirm the float lifts, the pump engages, and water discharges outside. Unplug safely before removing debris that can jam the impeller. Consider a battery backup if outages are common. A working pump is the cheapest flood insurance your basement will ever have.

11. Keep Doors and Garage Hardware Lubricated and Tuned

A squealing garage door or sticky hinge is more than annoying it is early warning. Lubricate rollers, hinges, and locksets with the appropriate product, tighten loose fasteners, and test balance. Leave high tension spring adjustments to a pro. Small attention now prevents bent tracks and motor failures later.

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Enter your ZIP and driving profile with {offer_name}. If you prefer, you can also check your zip code here

Step 2:

Review instant quotes from top companies, pick your coverage, and lock in the new rate before your current renewal. Then redirect the monthly savings to the maintenance item you have been putting off.