(Garage Guru) In {state}, premiums aren’t just about your driving record; the car you choose can swing your bill by thousands. Below, the priciest-to-insure rides and the smart moves pros use to keep costs in check—without giving up the keys.

1. Check if You Can Save Hundreds on Auto Insurance with One Click

Auto insurance is a must, but {state} drivers often overpay due to loyalty to outdated policies. Industry data shows comparing rates can save up to $900 annually, especially where local factors like weather or traffic influence premiums.

How to Save: Use {offer_name}, a free, user-friendly platform that compares top options without providing your personal info. Enter your {state} zip code, answer a few driving questions, and get tailored options. Compare Quotes Now.

{state} advantage: Many carriers offer discounts for safe driving, bundling policies, or low mileage. Urban drivers can save by adjusting coverage to match city-specific risks.

Pro Tip: Review your policy yearly and get the latest pricing for your improved driving habits.

2. Tesla Model S Plaid The Speed Tax

Four-figure horsepower, complex battery architecture, aluminum body panels, and advanced sensors turn minor fender-benders into five-figure repairs. Claim severity tends to be high because ADAS recalibration and battery integrity checks add time and cost. If you love instant torque, expect your premium to reflect it.

3. Porsche 911 Turbo S Precision Has a Premium

Exotic materials, ceramic brakes, and specialized labor mean higher parts and labor bills, and carriers price for that. The car’s capability also raises severity potential, so rates often climb even for careful owners who simply want the best grand tourer money can buy.

4. Mercedes AMG G63 The Square-Body Surcharge

Hand-built engines, luxury interiors, and theft desirability keep the G-Wagen on watchlists. Boxy doors and trim are costly to replace, and its curb weight can increase damage in multi-vehicle incidents. Insurers factor in both repair complexity and claim trends.

5. Dodge Challenger SRT Hellcat Muscle With a Markup

Supercharged power and a strong enthusiast scene can correlate with higher loss frequency and severity. Wide tires, performance cooling, and upgraded driveline parts aren’t cheap, and theft rates for some trims add another risk signal to the pricing model.

6. Range Rover Autobiography Luxury Plus Complexity

Aluminum-intensive construction, air suspension, and layered infotainment systems push repair costs above mainstream SUVs. Luxury SUVs also see higher average claim values for interior and electronics damage, and that complexity shows up in premiums.

Legal note: Actual rates vary by driver profile, garaging location, annual mileage, coverage selections, model year, and trim; always review quotes specific to your VIN before deciding.

7. Auto Insurance: Custom Rates That Beat Bundles

Drivers over 60 can shave up to 35 % off premiums by switching to usage‑based plans that reward low‑mileage, safe driving. Select your ZIP code below to see the top carriers in your area—or just click here to check in 60 seconds. Use {offer_name} to compare carriers side by side and lock in the right fit before your next renewal.

Here's How You Do It

Step 1: Look for your zip code below and click it. If it isn't there, don't worry. You can still check your zip code here

Step 2: Answer some basic driving questions and get instant discounted quotes from top companies.